Working with a buyer's agent in Brockton? See Brockton, MA real estate services with Brian McFarland at HFM Realty.
Brockton has a large stock of two- and three-family houses. Buying one is buying a building and, often, existing tenancies. The records that matter go beyond a single-family purchase, and getting them early keeps the contract timeline realistic.
Confirm the number of approved units
Ask the city’s building department what the records show for the number of units, and compare that with the assessor’s record and the listing. An extra unit without approval affects financing, insurance and your obligations as an owner.
Collect the tenancy records
Request current leases or tenancy terms, rent amounts, security deposit and last-month’s-rent records with interest, and any notices. Under Massachusetts law a buyer can be responsible for deposits even if the seller does not transfer them, so have your attorney document the transfer at closing.
Know the operating costs
Find out which utilities are separately metered, what the owner pays for heat, water and common areas, and the age of the main systems. Ask for recent bills rather than estimates.
Plan the inspections
A general home inspection covers condition. Ask the city which inspections or certificates apply to rental units, and confirm the state smoke and carbon monoxide certificate needed for the sale.
Line up financing early
Ask your lender how rental income is counted, which documents it needs and whether you intend to live in one unit. The answers change the loan options and the documents to request from the seller.
Some background
Brockton was incorporated as North Bridgewater in 1821, renamed in 1874 and became Plymouth County’s first city in 1881. Its shoe factories drew a large workforce, and much of its multi-family housing dates from that period, so permit histories can be long.
For more of Brockton’s history, see the Brockton town guide.
Official resources
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Contact Brian McFarland, real estate salesperson affiliated with HFM Realty to organize your property questions and next steps.
General educational information, not legal, tax, engineering, lending or insurance advice. Requirements and available records can change; consult the relevant authorities and qualified professionals for your property. Equal Housing Opportunity.